Almost all of us at some stage want (or need!) to get away from it all and go on a holiday break.
These days we all have to look very closely at what we are spending money on and holidays come under particular scrutiny. However, that special time away from all the daily routines can be just what you need to recharge the batteries and reduce stress.
No matter why or when you want to take your holiday, People First Credit Union should be your first port of call. If you need a holiday loan your credit union can help you settle on an amount that is realistic for your circumstances and on a realistic term that won’t mean paying off your annual holiday over many years.
The great thing about a holiday loan at People First Credit Union is that there are no hidden fees or transaction charges and our interest rates are fair and reasonable and are capped by law. Repayments are calculated on your reducing balance, so you pay less interest with each repayment. Your credit union loan is also insured in the event of your death – subject to terms and conditions - at no direct cost to you. Other lenders charge for this. You can pay off your loan early, make additional lump sum repayments or increase your regular repayments all without a penalty.
People First Credit Union have teamed up with local travel agent JustSplit.com to give one lucky member a voucher of €1,000 towards a city break. With our fantastic loan rate of just 5.99% finding the sun this summer couldn’t be easier. Simply quote ‘HolidayLoan2016’ when applying for your Holiday Loan or when booking your holiday with JustSpilt.com to be entered.
Speaking about their holiday loan Sean Dunne CEO of People First Credit Union said: “The two most important things about a loan are being able to borrow money and pay it back. We always encourage members to manage money carefully by structuring loans around needs and ability to repay. Our loan officers are delighted to speak to you about your needs when you are planning your holiday requirements.
EXAMPLE: €1,500 loan: 52 weekly repayments of €29.75/ Rate of Interest 5.99% p.a. variable / Representative of 6.17% APR /Total amount payable €1,546.06