Can't help falling in love with People First Credit Union's Wedding Loan


Can't help falling in love with People First Credit Union's Wedding Loan

Early 2017 will herald in a flurry of wedding planning activity, as 26% of couples in Ireland will have typically got engaged in December. While this is an exciting time for soon-to-be newlyweds, it can also be tinged with anxiety. The average couple will pay more than €22,500 for their wedding and honeymoon, invite 156 of their nearest and dearest and spend over €60 per guest.* It’s little wonder the question of paying for it all can bring on sleepless nights.

With the launch of People First Credit Union’s wedding loan however, there’s no need to lose sleep. The loan is available to all members of the credit union at the great value of 8.99 % (9.2% APR.)**

Carol Dempsey, Marketing & Business Development Manager of People First Credit Union says: “With an array of wedding blogs, magazines and fairs promoting must-have 2017 trends and ‘it’ honeymoon destinations, it’s understandable that things start to become costly. Indeed, it's expected around one in four couples will borrow for their big day. At People First Credit Union, we will only propose wedding loans with realistic terms, which can be paid back in a way that works best for each couple. Our loans can have a repayment plan to suit individual circumstances, and there is always the option to repay lump sums without incurring any extra penalties or charges."

So whether the aunties and uncles are coming out of the woodwork for an invitation, or the guest list is being kept to a select few, People First Credit Union will provide support with loans that fit every individual wedding, and which are based on fair, reasonable terms.

Carol continued: “At People First Credit Union we have been offering access to affordable credit in our local community for over 48 years. We are always on hand to provide guidance, be that with borrowing, or with saving towards the big day.

“We can assist couples to work within their budget, and plan out what they can afford to spend. So with us supporting happy couples the whole way, they can rest easy and catch up on their beauty sleep before the big day."

* 2016 Wedding Survey

Example loan, available from any of our offices in Portlaoise, Stradbally, Abbeyleix or Athy

**For a €10,000, 3 year variable interest rate loan with weekly repayments of €73.16, an interest Rate of 8.99%, a representative APR of 9.2%, the total amount payable by the member is €11,412.57. Information correct as at 10/02/2017.